B2B Buy Now, Pay Later. Built for banks.
Embed SME financing at checkout on the digital commerce platforms businesses already use, powered by commerce data.
A new lending segment.
A new distribution layer.
How ZUNO works
ZUNO puts the bank’s financing inside the checkout of a commerce platform in four steps.
A business orders on a commerce platform
A business buyer places an order on a digital commerce platform it already uses.
ZUNO assesses the order
ZUNO assesses the buyer on three commerce signals: purchase value, purchase velocity and business vintage.
Financing is approved at checkout
The buyer sees the financing approved at checkout, inside the buying process it already uses.
The bank finances, the buyer pays later
The bank finances the order and the business pays later.
What banks gain
- A new lending segment Banks reach a new group of borrowers: businesses that buy on digital commerce platforms.
- A new distribution layer The commerce platforms businesses already use become a new channel for the bank’s financing.
- Grow your SME lending Reach businesses at the point of purchase, with financing inside their existing buying process.
- Smarter SME financing Every decision is powered by digital commerce data.
The data behind each decision
ZUNO assesses each order on three commerce signals from the platform.
Purchase value
How much the business spends on the platform.
Purchase velocity
How often the business buys on the platform.
Business vintage
How long the business has been trading.
Illustrative example
Illustrative example. The figures are examples, not a real business.
Register your interest
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